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How do I pay for the advice?

All Financial advisers must now charge a fee for their advice rather than accepting commission* offered by a product provider.

This makes the whole process clearer for clients, and has removed any perception of product bias there might have been. There is now a clear agreement on costs before the client agrees to go ahead.

At Keystone Financial we believe this approach is very much in your interests so we were ahead of the game and have always charged a fee for our advice (rather than taking commissions) which is agreed up front by means of our Engagement Letter.

*There are some exceptions - if the client prefers, payment for advice can be in the form of commission for some protection and lending products (life insurance and mortgages).


If you would like to arrange a no obligation meeting with one of our advisers, please telephone Harriet MacKenzie-Williams on 01743 829097 or refer to our Adviser Contact Details page


  Keystone Financial Ltd is authorised and regulated by The Financial Conduct Authority. Keystone Financial Ltd is entered on the FCA register ( under reference 501917. The Financial Conduct Authority do not regulate Will Writing, Loans, Credit Cards, or some forms of Mortgage, Tax Advice, Offshore Investments, Estate Planning. Registered Office; 21 Hazel Street, Sutton in Ashfield, NG17 3FD.  Registered in England and Wales.  Reg No:  6859888

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